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Purchase Protection

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  • You can enjoy protections against theft, accidental damage, or loss for up to 90 days from the date of purchase — at no additional charge
  • Coverage up to $10,000 per occurrence and up to $50,000 per account, per calendar year

Return Protection

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  • You can enjoy refunds on eligible purchases made with your Card within 90 days from the purchase date, if the merchant won't take it back
  • Refunds can cover up to $300 per item, and up to $1,000 annually per Card account

Extended Warranty

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  • Warranties can be extended for a period equal to the duration of the original manufacturer's warranty, up to one additional year
  • Coverage is limited to the actual amount charged to your Card for the item or $10,000, whichever is less, not to exceed $50,000 per Card account per calendar year

Membership Rewards First Program

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Incircle Program

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  • Earn InCircle and Membership Rewards points when you enroll in the InCircle program and use your Platinum Card at Neiman Marcus or Bergdorf Goodman
  • Earn one InCircle point for virtually every dollar spent
  • Automatically receive a $100 gift card every time you reach 10,000 points — giving you even more purchase power to shop
  • Call 1-800-525-3355 to enroll

Platinum Card Concierge

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  • Receive assistance 24/7 with most personal or business needs
  • Let our team of professionals remind you of important dates and help find gifts for all occasions
  • Plan with our experts and receive suggestions, information, and event access
  • Call 1-800-525-3355

Sony VIP Shopping Services

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  • Enjoy personal service and priority notification of new and hard-to-find Sony products
  • Receive full home theater design and installation consultation, preferential technical support, and expedited repair
  • Access to world-class Sony engineering, content, and technology
  • Join today by calling Sony at 1-877-216-7669

Fraud Protection Guarantee

  • Receive protection and reimbursement for fraudulent online purchases made with your Card
  • Regular monitoring of your account activity

Identity Theft Assistance

  • Representatives are on call 24/7 to help you every step of the way, from initial determination to guides for recovery to future protections
  • Call Customer Service at 1-800-525-3355 for more information